Goals setting is a very popular exercise. You become more aware of your goals once the last quarter of the year has started. The approach of a new year reminds you of the goals you have set yourselves at the beginning of this year. It is sometimes very frustrating to find out that some goals tend to be more elusive than others. Old habits die hard and goals such as eating healthier or becoming financially free tend to be more challenging to achieve. They can become lifetime goals if you are not ready to make the necessary changes in your lives or you don’t have the necessary support.
Your skills and talents are not being questioned here. It is more about having the right mindset: those beliefs and values which empower you to achieve those goals that influence your present and future. It takes discipline, love, commitment and self awareness. Discipline is combining willpower and actions to turn them into empowering habits.
When your habits stall you, learn to understand the payoff so as to change them. Simplify your life by focusing on what is most important to you. The rest are distractions. Having fun is an important part of the journey because it makes the journey interesting, motivating and shorter.
Goals are not about figures, targets. They are in relation to your dreams: financial freedom, legacy to your loved ones, to the community etc. Emotional goals are those that really motivate someone to move forward. Connecting your goals to a purpose ensure that your heart is into achieving them. The emotional aspect strengthens your commitment and builds your resilience to the challenges that you face in your journey.
Caroline Neita, the Money Mentor, is well aware of the challenges that someone can face to achieve their goals of being financially free. In her talk at SBN Croydon, she emphasizes the need to review your daily habits to ensure that you are not “sabotaging” yourself. She helps her clients to review their “financial” habits and raise their awareness about what is getting in the way of them achieving their financial freedom. Debt management and repayment is also part of the financial mentorship program that she offers to her individual clients.
In going through your monthly expense, Caroline helps you identify those cost savings that will allow you to grow your pot of money so as to buy your property or save for the business idea you want to implement in the very near future. Being a qualified accountant, she also helps business owners to review the financial situation of their business so as to assess whether their current corporate strategy is having the desired impact.
Most people seem to think that financial literacy is about being able to count money and do a monthly budget. Caroline Neita thinks otherwise. It is all about having the right attitude towards managing your personal finance and being focused on the results that would give you your own financial freedom. If you need some help in reviewing your financial literacy, Caroline Neita can be reached on email@example.com